As far as I’m concerned, earning through referral is the most easiest, convenient and quickest way to make money onlin. There are referrals in which one can earn up to 1000 naira in Nigeria which we will be talking about. I’ve noticed that most of the apps that pay efficiently are Fintech apps.

Here are the list of the TOP REFERRALS PROGRAMS IN NIGERIA TO EARN MONEY EASILY IN 2023.

* Palmpay

* Chipper Cash

* Opay

* Kuda

* Fair Money

* Piggyvest

* Jumia Pay

PALMPAY

From my experience palmpay is the quickest and easiest way to make money through referral in Nigeria. Palmpay has to referral program as of now palmpay has two referral program. They have the cash spree referral program and the refer and earn program.

I’ll suggest that you use the refer and earn program because they pay 700 naira for one person, 1k for two and 2k for three person’s while the cash spree pay 500 for a person, 1k for two and 2k for three person’s. Now let’s get started.

First sign up to Palmpay using this link:

http://link.palmpay.com/7F9M8

Type your phone number into the the space provided in the link using this format 08123456789 then click on get bonus.

Next download the app and sign up using the phone number you provided in the link and do not put any invitation code so as to get your sign up bonus. Provide all other required details and sign up. Once you sign up you’ll receive an hundred naira coupon. You must use it to buy airtime (for the number you signed up with only) so as to be eligible for other bonuses.

Once you have signed up you can easily earn through the refer and earn or cash spree program by sharing the link given to you. Once an individual uses your link, signs up an top up at least 100 nai